1. ACCEPTANCE OF TERMS

By accessing or using Maliyo Games’ services, including our website and mobile applications, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our services.

2. INTELLECTUAL PROPERTY RIGHTS

All content, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Maliyo Games Limited, its licensors, or other providers of such material and are protected by Nigerian and international copyright, trademark, and other intellectual property laws.

3. USER ACCOUNTS

To access certain games or features, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

4. PROHIBITED CONDUCT

You agree not to use our services: (a) In any way that violates any applicable law; (b) To exploit or harm minors; (c) To transmit any advertising or promotional material; (d) To impersonate Maliyo Games, a Maliyo Games employee, or any other person; (e) To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the services.

5. VIRTUAL ITEMS & CURRENCY

Our games may include virtual currency or items. These have no real-world value and cannot be redeemed for ‘real’ money or any other item of monetary value. All sales of virtual items are final and non-refundable unless otherwise required by law.

6. LIMITATION OF LIABILITY

In no event will Maliyo Games, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the services.

7. GOVERNING LAW

All matters relating to the services and these Terms of Use shall be governed by and construed in accordance with the internal laws of the Federal Republic of Nigeria.